Don't Loose Your Home
YOU MUST ACT NOW – TIME IS TICKING!
Are You Behind or About to Be Behind on Your Mortgage Payments?
In Maryland, it is more and more common for homeowners to find themselves in a hardship situation when they are no longer able to make their mortgage payments, due to a variable interest rate that has changed, divorce, illness, job loss, or a variety of other reasons. Whatever the reasons that you find yourself in this position, I can help you. Contact me today as the more time that passes, limits your options. When you are faced with this difficult situation you need to have as many options as possible, plus an experienced agent who has your best interest in mind. I will put your needs first and help position your property in the best light to get you the best possible outcome.
You Have Options
Contact me today so we can discuss the best option for you. My goal is to make sure you get the best possible outcome. Call me today so we can discuss your options. These are time-sensitive options and the longer you wait the fewer options you may have available, so call today!
Get An Instant Cash Offer For Your Home Now!
Pay no Closing Cost – Make no Repairs or cleaning
Why Would a Lender Take Less Than What Is Owed to Them?
A short sale will save your lender the costly process of getting the home back in Foreclosure. The foreclosure process in Maryland is very costly for a lender. Lenders do not want to become property managers. Lenders want to lend money. While the house is left vacant, the pipes may freeze throughout the cold winter months, the house could be vandalized, and usually, the home will sell for much less than what it could sell for in the short sale process.
You need to know that Maryland is on the top of the list for the number of foreclosures in the country and because of that, you must act quickly.
I'm a Short Sale Marketing Expert
Do Not Let Foreclosure Take Your Home
Do you owe more than what your house is worth in today’s market? Are you behind or about to be behind on your Mortgage Payments? You may qualify for a short sale.
It is more and more common for a homeowner to find himself/herself in a hardship situation when they are no longer able to make their mortgage payments, due to a variable interest rate that has changed, divorce, illness, job loss, or a variety of other reasons. Sometimes a homeowner is current on their mortgage payment, but just got a new job out of state and must sell their home. There is a big difference between a short sale and a foreclosure on your record.
A short sale might be an option because the homeowner owes $500,000 on their mortgage, but can only sell their house for $400,000 because of current market conditions. Since the homeowner must sell their home, and the homeowner does not have the ability to bring the difference of what they can sell the house for and what is owed, in this case, $100,000, then this might be a good case for a short sale.
A Time Sensitive Real Estate Transaction
We arrange and facilitate the negotiating of your short sale with the best in the business! We work with the best attorney that negotiates for our clients and has the highest success ratio in the DC Metro Area.
Keep in mind if the process isn’t handled 100% correctly from the beginning you will run out of time and your home will go into foreclosure. This isn’t a normal real estate transaction where if the home doesn’t sell you can just re-list with another real estate agent. Once you stop making payments, the time clock begins. I tell you this so you know the importance of calling the right agent.
The benefit of a Short Sale over a Foreclosure
If you participate in a short sale, and the company you hire is successful in getting the bank to accept short of what is owed to them on your mortgage, your credit will only show 30-60-90 day late payments, contrary to an actual foreclosure on your record. If you foreclose on your home, you will not be able to get another mortgage for as long as seven years. If you manage to do a short sale, you may be able to get another home mortgage within a couple of years or less.
This requires your lender to take a discount on what is owed to them. Sometimes your lender will take as much as 20% or less than what is owed. If you have an FHA mortgage, your lender will send out an appraiser and can accept approximately 82% less than the appraised value.
STOP FORECLOSURE!
DON'T LOOSE YOUR HOME
